Stated Income Commercial Real Estate

Can Flexible Financing Help Your Business?

Financing is a crucial component of your company’s success, and if traditional loans that are designated for specific purposes are too limited for you to grow your business, you may want to consider a state income commercial real estate loan. This alternative avenue of financing allows you to grow your business in any way. With competitive terms, the stated income loans offered by Boston Commercial Capital can help your company thrive.

How Stated Income Loans Are Different From Traditional Financing Options

While the money from traditional loans is often designated for specific purposes, you may use the funds from a stated income loan in any way you deem fit to improve your business. The type of loan is approved based on property value rather than credit history, so you automatically qualify if your business owns property with a value that is greater than the cost of its mortgage, taxes and insurance. Stated income loans are also approved more quickly because they require less documentation than other types of financing.

How Stated Income Loans Are Beneficial

Flexibility is the obvious benefit of stated income loans, but Boston Commercial Capital provides loans with competitive terms. If you have a credit score of at least 600, you will also qualify for the following benefits when you secure a stated income loan from us.

  • W-2 and self-employment documentation
  • Up to 65% LTV for commercial properties, including retail spaces, warehouses, storage facilities and office buildings
  • Up to 70% LTV for investment and owner-occupied properties
  • UpĀ  to 75% LTV for mixed-use properties
  • Loan amounts of up to $500,000
  • Loan terms of 25 years
  • Fixed rates

Get Started Today

A stated income commercial real estate loan can help you take control of your company’s finances. If you would like to know more about what this avenue of financing can do for your business, contact Boston Commercial Capital today.